The Voorhies Law Firm understands all too well the coverage defenses often asserted by insurance companies in their attempt to deny coverage and mitigate liability for car wrecks and other automobile accidents caused by their insured’s negligence. For example, it is not uncommon for the vehicle owner’s insurance carrier to attempt to deny coverage to the injured party based on lack of permissive use where someone other than the named insured was driving at the time of the accident. Essentially, a denial of coverage based on “permissive use” involves a situation where the insurance company argues that coverage should not extend to the non-owner driver of the vehicle at fault. This defense, however, is not impenetrable and may be circumvented by the injured party in a variety of ways. The Voorhies Law Firm is experienced in this area of the law and recognizes tactics like these implemented by insurance companies to seemingly deny responsibility for automobile accidents.
Unfortunately, many injured victims in car wrecks and other motor vehicle accidents are unaware that they may be able to recover insurance proceeds even where the negligent driver has no automobile insurance coverage. Uninsured / Underinsured Motorist, commonly referred to as U.M. coverage, if attached to the personal injury victim’s insurance policy, may provide a legal remedy for insureds injured in a car accident caused by the negligence of an uninsured driver. Thus, it is important to carefully scrutinize your automobile insurance policy and determine whether you have, or need, Uninsured / Underinsured Motorist coverage. In addition, it is a good idea to review your automobile policy coverage to ensure that all drivers of your vehicle would be classified as a covered insured under the policy. Underinsured Motorist claims, unlike other car accident claims, may be brought in Louisiana within two years from the date of the incident.
Each year in Louisiana, thousands of motor vehicle accidents occur on Louisiana roads, highways, interstates and bridges, with resulting personal injuries varying from soft-tissue damage, head trauma, broken bones, brain injury to wrongful death. New Orleans, Louisiana, in particular, has one of the highest automobile accident rates per capita in the South, and Baton Rouge is not far behind. The Voorhies Law Firm has successfully prosecuted car/motorcycle/truck cases throughout Louisiana both in State and Federal court. Additionally, the attorneys at The Voorhies Law Firm have access to some of the best health care providers in Louisiana, networking with a multitude of medical specialists in order to provide their clients with the premium health care options in their time of need.
Call or email The Voorhies Law Firm today for a free automobile accident consultation. It is important to act timely, as most personal injury claims arising out of car wrecks and other motor vehicle accidents must be brought within one year of the date of the accident. Please do not rely on this information without consulting an attorney first, however, as the facts surrounding your particular case will ultimately determine how much time you have to bring your personal injury claim. Like many types of cases, The Voorhies Law Firm will take your auto accident / personal injury case on a contingency fee, meaning you pay nothing in lawyer’s fees unless he is able to recover for you (of course, even on contingency fee cases, the client is responsible for all case costs). The attorneys at The Voorhies Law Firm have the necessary resources and experience to properly handle your particular automobile accident case no matter the extent or severity of the injuries involved.