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Car Insurance Company Undervalued My Claim

Car and pen on insurance documents. Car insurance concept.

Car accidents are traumatic experiences that often result in property damage, bodily injury, and enormous expenses. As if that was not bad enough, an insurance company offering less than what you believe you deserve can make the entire situation that much worse. Insurance companies will try to pay as little as possible in many cases. In fact, many people are entitled to more money than their insurance carrier offers.

Insurance Companies are Businesses

It is worth mentioning that insurance companies, while beneficial in covering most medical expenses and damages, are businesses. Their goal is to make a profit. They do this by insuring as many people as possible while also paying as little as possible. Insurance companies consider many factors when their goal is to undervalue your claim.

Finding Fault

There are instances where insurance companies attempt to place any amount of blame on the victim to support their undervaluing process. For example, an insurance carrier may point out that the victim was not wearing a seat belt when they were hit in an intersection by a car that ran a red light. While the seat belt had no effect on the cause of the accident, they may try to hold that evidence against you during their valuation.

Understating Severity of Injuries

Car accidents can leave long-lasting physical impacts that only physicians can genuinely evaluate. Insurance companies cannot. If you are injured in a car accident, seek medical attention immediately. Having evidence of the severity of your injuries makes it more difficult for insurance companies to deny their impact.

Timely Medical Treatment

Insurance companies will also scrutinize the details between the injury-causing car accident and when the victim sought medical treatment. If they deem a gap in time substantial enough, they may claim that the injury is not severe. Similarly, if medical treatment is stopped prematurely, a carrier may argue that the victim feels better and that the injury is not as bad as initially suggested.

New Orleans Car Accident Attorneys

At The Voorhies Law Firm, our team of award-winning attorneys aggressively fight for your deserved compensation. With years of experience handling insurance companies that refuse to pay those they “protect,” we will offer you the legal guidance and representation you need to obtain the justice you are owed.

If you were injured in a car accident and believe you deserve more than your insurance carrier is offering, contact us today at (504) 875-2223 or fill out our form online to schedule a free initial consultation.